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Directions: Put a check mark (V) on a way of spending that prioritizes needs over
wants, and X if not.
1. Cutting of all unnecessary expenditures like taking meals in hotels, visiting
cinema frequently, and purchasing luxurious articles and cosmetics.
2. Buying of wants can be answered through applying loans.
3. Walking habit to save money than buying a new motorcycle.
4. Buying junk foods than preparing healthy snacks for the family.
5. Saving one meal a day to save money to purchase new cellphones.​